Group Health Insurance

Advantages of Government Health Care

Having a universal, or government regulated health care system would offer a plethora of beneficial aspects of quality health care for the American people. First and foremost, improving the basic system of health care through the offering equal, quality healthcare for everyone is an obvious advantage.

The current burden laden on the average citizen to come up with money for health insurance premiums, out-of-pocket costs, prescriptions and copayments is ridiculous. It has become a hardship to simply afford to go to the doctor's office for a check-up, let alone having to deal with the high costs of hospital visits and dealing with chronic conditions.

A second advantage to a government run health care plan involves the regulation of insurance companies. Health insurance companies' over-charge consumers deny coverage for chronic conditions and medical testing, hike up premiums and reject consumers due to pre-existing medical conditions. Government regulated health insurance would force insurance companies to be accountable for these infractions, alone with guaranteeing health care to everyone, especially children and those with pre-existing conditions.

A third benefit of government health care is eliminating the need for competition, because there would be just one health care administration. This abolishes processing multiple claims, dispensing insurance forms, negotiating contracts and weeding through the sea of insurance regulations. This allows doctors and medical professionals ample time to actual focus on the treatment of patients and healing rather than wasted concentration of unnecessary systems of insurance procedure, which is all aimed at saving big businesses money instead of the consumer.

Allowing individuals to receive guaranteed medical services should be a benefit provided to everyone, regardless of economic standing. Under a unified health care, more Americans would have healthcare, shrinking overall administrative costs in the long run.


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