Health Insurance Medical

Pluses And Minuses Of Universal Health Care

What will national health care cost America and how will it benefit us? The price of the new health care system will include increased taxes. In some ways, it won't matter who pays those taxes. If corporations pay them, they will raise the price tags of the merchandise or services they sell, so the individuals will be hurt as well. If the consumer pays them, then the consumer will have less to pay for merchandise or services, so the companies will be hurt as well.

When we look at the cost of any medical care proposal, we should also look at the costs of the present health care system to make comparisons. In the present day health care system, those of us who can pay for socialized medicine subsidize those who can't or won't. You won't get a separate bill for these costs. However, your health insurance premiums are higher because your provider has to raise the rates for those who do pay to make up for those who don't pay.

The price of our present medical system includes the cost of lower productivity when a worker is unable to work because of a health condition he or she can't afford to treat. The costs of our present medical system include the costs associated with more kids growing up without a mother or father.

One of the benefits or the present day system is our familiarity with it. It's like an old car that has a broken driver's door and a big gash in the passenger seat. We've gotten used to getting in the car from the passenger side and having a blanket over the gash in the seat. Another car will have problems as well. The car may be better or worse. That part is unknown. What is known is that the car will be unfamiliar and buying a car is a big commitment.

Once we make major changes to our national health care system, we will be unlikely to go back to the old health care system. Even if the new medical system is decidedly worse, we will be stuck with it. We may have higher prices or worse care. We may be able to tweak the new medical system and fix it or we may determine that the infrastructure is so poor that it too requires an overhaul.

National health care has the potential of boosting our economy. Many people, who are currently shackled to their employers because of the fear of losing their health insurance, may be able to move on to better jobs or start companies and hire others.

Under the present day medical system, many people are unable to pay for preventative care. They often wind up in the hospital and get expensive surgeries that they can't afford to pay for. These surgeries may prolong their lives, but may or may not allow them to work again. An individual who gets medical care when the problem is a small one may be able to work and pay taxes much longer than the individual who only gets care when the situation is critical. We should strive to create a system that keeps our workers working longer and our parents parenting longer.

Although we may have a medical system that is broken, there is no guarantee that a new system will be any less broken. However, far too many people are hurt by today's medical system for us to just throw up our hands and do nothing. If we can ignore the rhetoric and focus on the facts a better system can be created that will not only benefit the uninsured, but will make us all stronger.

About the Author:
Alston J. Balkcom is a health insurance agent with an agency in Connecticut. Minnesota Medi-gap Rates information and Illinois health care insurance quotes can be found on his sites.


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